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The Secrets Of The Millionaire Mind Book Summary

By Vlastimil Cícha / May 26, 2024

Secrets Of The Millionaire Mind Book Review- 7 Wealth Files (Part 1)

Today, I want to drag you into deep thoughts of a profound book called Secrets Of The Millionaire Mind by T. Harv Eker.

Nevertheless, it is important to realize that most of us have ingrained in our subconscious mind poor money beliefs from the past.

Would you agree?

But today might be your life-changing day.

Because after reading this blog post and realizing wealth files secrets of the millionaire mind, you will be reconditioned with your money beliefs.

That is why I paid absolute attention to it and considered it vital to take full responsibility for my life.

So my purpose within the stage Execute 7 Powerful Book-Ideas is to bring you influential thoughts and ideas from books that have had a tremendous influence on my life.

And today’s review of the Secrets of the Millionaire Mind book consists of 7 out of the 17 wealth files secrets. 

For this reason, I divided it into a series of three-part videos.

With this purpose in mind, let’s introduce shortly first T. Harv Eker’s money blueprint formula and then 7 Wealth Files Secrets of the Millionaire Mind with my own interpretation.

Introduction To Secrets Of The Millionaire Mind

Secrets Of The Millionaire Mind Book Review Part 1 - Pat VC

As I’ve said, 

to realize what Wealth Files are, first, you need to understand the money blueprint formula that will create your financial destiny.

And it consists of your:

  • thoughts,
  • feelings,
  • and actions. 

Ironically, T. Harv Eker says that your thoughts in your mind are nothing else more than “big files”. 

Therefore, we’ll focus on your thoughts and reprogram your poor limiting beliefs with rich enabling beliefs called Wealth Files. 


“What you store in your wealth files will determine your actions including results.”

Do you agree?

And remember, it’s all about you. 

As you shape your inner world, it will reflect your outer world.

Now, let’s move on to 7 Wealth Files Secrets of the Millionaire Mind by T. Harv Eker.

The starting and one of the most influential wealth files is… 

7. Rich People Believe “I Create My Life.” Poor People Believe “Life Happens To Me.”

Rich People Believe I Create My Life Poor People Believe Life Happens To Me - Pat VC

You may have believed that whatever comes to your life is natural and it’s the way how life should happen to you.

But that’s not the truth. 

If you are obsessed like I am to create wealth, it’s essential to take full responsibility for your life.

Especially about how you control your finances.

Because this is how wealthy people create…

  • their lives,
  • steer their ships,
  • businesses,
  • and ultimately build their legacy. 


If you don’t take responsibility for your life, unfortunately, you choose to play the role of a poor victim. 

And when you are in the role of a poor victim, you blame, justify or rationalize and complain.

Would you agree?

To emphasize this wealth belief, remember this. 

“Only you create your financial success and prosperity. Only you are responsible for your life.”

Another influential wealth file of the Secrets of the Millionaire Mind book is… 

6. Rich People Are Committed To Being Rich. Poor People Want To Be Rich.

Rich People Are Committed To Being Rich Poor People Want To Be Rich - Pat VC

As I’ve already said, 

“If you really, really commit to being wealthy, you must recondition your mind.”

And you need to create a massive level of attention.

But here is the limiting thinking of the poor and middle-class.

So I want you to ask the following question of your colleagues or friends.

Try to ask:

“Do you want to be rich?”

Their answer almost always will be…

“Of course I want to be rich”.

Hmm, but do you want to know the genuine truth? 

They don’t really want to be rich because they have so many limiting “wealth files” beliefs about money. 

And I guess you may have had the same.

For example: 

You may be scared that…

  • If you make it, you will lose it.
  • It’s a lot of work to build wealth. 


  • Rich people are greedy, so you don’t want to be like them.

It’s so ridiculous, isn’t it? 

Unfortunately, it means most people are not committed.


“When you commit 100% to build your legacy, you will enter the elite wealthy club.”

And remember, there are three levels of wanting.

Secrets Of The Millionaire Mind Book Review - Three levels of wanting - Pat VC

The first level is…

I want to be rich.

The second is… 

I choose to be rich.

And the third level is…  

I commit to being rich.

Tell me, which level do you agree to belong to?

The next influential wealth file of the Secrets of the Millionaire Mind book is… 

5. Rich People Think Big. Poor People Think Small.

Rich People Think Big. Poor People Think Small - Pat VC

To be honest, this wealth file secret has engraved lifelong enlightenment in me. 


Because of the following statement.

Listen carefully. 

“Everything changed the moment I began to think big. And you will be paid in direct proportion to the value you delivered according to the marketplace.”

I always have goosebumps when I read it because it’s very profound 🙂

For that reason,

“I primarily learn, study, follow and take advice from people who are multimillionaires.”

Isn’t it a wise approach? 

Moreover, in that statement is the key wealth principle, which is the word value.

Secrets Of The Millionaire Mind Book Review - Value - Pat VC

Ask yourself. 

What is your value in the marketplace

But remember, it’s not only about you. 

You need to collaborate and contribute to others. 

Because the proportion of your value and wealth will be how much you give. 

After all…

“The world doesn’t need people who play small. The world needs intrapreneurs and entrepreneurs who commit to playing big.”

Another wealth file of the Secrets of the Millionaire Mind book is… 

4. Rich People Focus On Opportunities. Poor People Focus On Obstacles.

Rich People Focus On Opportunities Poor People Focus On Obstacles - Pat VC

Let me tell you my personal opinion on this.

When you rely only on one source of income, you will always encounter obstacles. 

And those obstacles are usually your expenses. 

Instead of focusing on increasing your income, you spend tons of time counting your bills. 


“You must spend just 5% of your time on your expenses and 95% focus on producing more income flows.”

Then invest it in assets that drip cash flow every month such as real estate.


Because when the cash flow from your investment exceeds your expenses, it creates opportunities.

It means you are no longer dependent on one earned income. 


  • you buy valuable time,
  • invest in yourself,
  • and meet like-minded people who open the door to countless opportunities.


“You need to keep going, keep an eye on your goals, and targets every day. Focus on opportunities, not obstacles.”

Now, the following wealth file of the Secrets of the Millionaire Mind book is emotional…  

3. Rich People Admire Other Successful People. Poor People Resent Rich And Successful People.

Rich People Admire Other Successful People Poor People Resent Rich And Successful People - Pat VC

This was tough for me to accept. It took me many years, and it was painful.

Be honest here and admit how many times you’ve seen someone in the luxury car or limousine.

What was your reaction?

Let me guess. 

You said something like this…

  • “They are so lucky”
  • “They must do something illegal”


  • “Rich bastard”

…and many other reactions.

Would you agree?

In fact, you look at other people’s successes with jealousy and envy.

Because you grasp your poor “wealth file” of the past and automatically say it.

Stop thinking this way and stop making excuses…

Instead, reshape or reprogram your mind toward admiration.

Write on your wall sentences such as 

  • I admire wealthy people. 


  • I’m going to be one of them

I assure you it works as I’ve been saying it almost every morning. 


“I committed to joining the wealthy elite.”

Are you committed?

Now, pay attention, because you are going to learn one of the most important wealth file of the Secrets of the Millionaire Mind book… 

2. Rich People Associate With Positive, Successful People. Poor People Associate With Negative And Unsuccessful People.

Rich People Associate With Positive Successful People Poor People Associate With Negative And Unsuccessful People - Pat VC

This is one of the most influential and profound wealth file secrets. 


Because of the following saying. 

“You are the average of the five people you spend the most time with.”

And there is the second one. 

“Show me your friends and I’ll show you your future.”

Look, what you can do is simple…

When you wake up every morning, tune videos, courses, or membership of your mentor. Feed your mind and your wealth file of wisdom on how to get motivated to work toward prosperity.

It ignites taking action during the day and puts you in methods that already work.

So be very selective about who you listen to, meet with, what you read and the information you consume.

You know the truth. 

“If you are the smartest person in the room, then you are in the wrong room.”

 And the last influential wealth file in part one of the Secrets of the Millionaire Mind book is…

1. Rich People Are Willing To Promote Themselves And Their Value. Poor People Think Negatively About Selling And Promotion.

Rich People Are Willing To Promote Themselves And Their Value Poor People Think Negatively About Selling And Promotion- Pat VC

You will love this wealth file belief because it was a wake-up call for me. 

Although I worked in the past in the sales department, I had no clue what’s selling is all about. 

In fact, I’ve recently learned something powerful from my mentor.

He taught me:

“When offering products or services, you must be able to prospect, sell, close, and follow up.”

Prospect, sell, close, and follow up are four distinct arts that can’t be blended together. 

And wealthy people know it very well because they are excellent promoters

They know how to sell and close the deal with passion and enthusiasm. 

When you look at it from a different angle, it’s all about your beliefs. 

Because building wealth takes attention, sales, and closing the deals.

For that reason, in the morning, I read every day the following statement. 

And I want you to execute the same.


“Go out there and find the money by promoting yourself, your value, and your passion. Sell your products or services to help people solve their problems.” 

What Will You Do Differently After Knowing T. Harv Eker’s 7 Secrets Of The Millionaire Mind?

Knowing these seven influential wealth beliefs is critical if you commit – not want – but commit to building wealth

Ultimately, implementing them in your everyday life is a must. 

And remember this:

“Money, success, and wealth leave a trace. It’s a beautiful art and subject to study in-depth. And when you sink deeper, when you enter this game, you will adopt the way rich people think differently from the poor and middle class.”

Would you agree?

Now tell us, have you been aware of wealth files secrets in your life?

Leave us a comment below on what your thoughts are.

And as a reminder, doerly pat the Like button to give our video more exposure, support, and love from the YouTube algorithm.

Pay VC - Secrets Of The Millionaire Mind Book Review Part 1 - Subscribe

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Because every week you will receive one prosperity strategy within the 7 Wealth Stages framework.

So keep your powder dry because part two of the Secrets Of The Millionaire Mind book review by T. Harv Eker will be about additional wealth files to reprogram your poor limiting beliefs.

Would you like to know other rules of wealth?

Because I invite you and I want you to be a Doer.

Thanks for reading or watching and I will see you next week. 

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About the Author

Vlastimil, a former Dreamer turned into a proactive Doer is a full-blown SEO professional, a devoted Shih Tzu enthusiast, a savvy investor, an accomplished author, and the brilliant mind behind the best 90-day planner.

Vlastimil Cícha

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